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FORECLOSURE INTERVENTION
 

Foreclosure Prevention Counseling


Are you among the millions of Americans who are struggling to pay your mortgage???  Certified Housing Counselors are available to assist in the process of acquiring a workout option from your lender. 


Here is how it works:

  • HELP CDC assists homeowners who have either stopped making mortgage payments or are currently making payments that they know are unsustainable (i.e., Adjustable Rate Mortgage {ARM} loans with sharp increases in monthly payments)
  • HELP CDC conducts extensive consultation with each homeowner to educate on the various mortgage workout options available to them.
  • HELP CDC works directly with the homeowner and lender  until a mortgage workout option is reached.

FREE ADVICE - ASSISTANCE - SUPPORT

FIRST-TIME HOMEBUYERS CLUB
 

The First-Time Homebuyers Club consists of two parts:

    • PART ONE – First-Time Homebuyers Counseling
    • PART TWO – Homebuyers Education “Fast-Track” Workshop

 

First-Time Homebuyers Counseling


Barriers to homeownership are identified through one-on-one counseling.  Subsequent to credit and budget analysis, a housing counselor, along with the client will develop a personal achievement work plan to accomplish homeownership.  The counselor will guide the client throughout the entire credit rebuilding and home buying process, which may take several months.  There is a $60 fee for a single individual and $75 per couple. For those participating in credit rebuilding program, there is no fee for the Homebuyers Education Workshop. (There is no fee for City of Orlando residents)

 

Homebuyers Education “Fast-Track” Workshop
In addition to one-on-one counseling, every first-time homebuyer client must attend a Homebuyers Education Workshop (click here to register). 

This workshop is held once a month, on a Saturday, and consists of a complete series of topics critical to the homebuying process.  These topics are taught by HELP CDC’s certified housing counselors along with local realtors, lenders, title company representatives, and other realty professionals.  

Homebuyers Education Workshop certificates will be given to participants at the end of the workshop.

Upon completion of workshop and meeting income guidelines, families are eligible for local government down-payment assistance programs.

Topics covered are:

  • Are you ready to buy a home?
  • Credit & Money Management
  • Down-payment Assistance Programs
  • Getting a Mortgage Loan
  • Shopping for a Home
  • Building Inspection & Maintenance
  • Closing on Your Home
  • Fair Housing
  • Preserving Homeownership

*There is no workshop fee for residents of the City of Orlando. All others must pay a $50 fee for a single individual and $60 per couple, if attending the workshop only. The workshop fee will be applied to the Homebuyers Counseling Program for all clients entering the credit rebuilding program. (See First-time Homebuyers Counseling above for more information)

 


 

 
Classes conforms with The National Industry Standards for Homeownership Education & Counseling
 

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